Terms And Conditions
- 1. Gold Saving Scheme (11+1) 1. Scheme Duration The scheme will run for 12 months. Customer needs to pay installments for 11 months, and the 12th installment will be paid by the company. 2. Monthly Installment A fixed amount must be paid every month on or before the due date. 3. Company Benefit (11+1) On successful completion of 11 monthly installments, the company will contribute 1 month installment (equal to the average monthly amount paid). 4. Purchase Eligibility The total accumulated amount (11+1) can be redeemed only for purchasing jewellery from our store. 5. Making Charges Applicable making charges, GST, and other charges will be extra at the time of purchase (unless any special offer is applicable). 6. Missed Installments • If any installment is missed, the customer must clear dues before maturity. • Continuous defaults may lead to cancellation of the scheme without company benefit. 7. Premature Withdrawal • If the scheme is discontinued before 11 months, no bonus installment will be given. • Paid amount will be refunded or adjusted without any additional benefit. 8. No Cash Refund Maturity amount cannot be redeemed in cash. It can only be used for jewellery purchase. 9. ID & Registration Customer must provide valid ID proof and contact details at the time of joining. 10. Transfer Policy The scheme is non-transferable unless approved by management. 11. Price Fluctuation Gold rate will be applicable as per prevailing market rate on the date of purchase, not at the time of installment. 12. Default Clause The company reserves the right to terminate the scheme in case of fraud, misrepresentation, or policy violation. 13. Jurisdiction All disputes are subject to local jurisdiction.
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